As a homeowner in Severna Park and the surrounding areas, you must understand how to file an insurance claim for roof damage when a storm strikes. Being prepared goes beyond having your insurance documents and company contact ready. Following specific steps ensures maximum compensation and less out-of-pocket expenses. The roofing team at Maryland Roofing Company has prepared this guide to help you navigate the insurance claim process.
1. Document the Damage
When the storm calms and you notice damage to your structure, the first step is documenting it. Thanks to advanced technology, you can now take photos with your phone to show what the storm left behind. We recommend doing this quickly before clean-up efforts begin.
As you take photos, document the damage to the following areas:
- Shingles
- Gutters
- Roofing caps
- Fascia
- Flashing
- Underlayment
- Beams
2. Check Your Policy
Review your policy before calling the insurance company to know what it covers. The contract will guide you on what to expect from your claim.
3. Contact the Insurer
Contact your insurer within 48 hours to make your claim. Contacting the insurance company beyond this time may nullify the claim. Additionally, your insurer may be dealing with multiple similar calls, and reporting your damage quickly may put you near the top of their list.
4. Reach Out to a Roofing Contractor
Your insurer may send an adjuster to your structure or tell you to call a roofing contractor for a professional inspection. If you are asked to contact a professional roofer, our team will perform a thorough check of the entire roof, including shingles, gutters, and flashing.
5. Repairs and Replacements Begin
Once you get the go-ahead from the insurer, our roofing team will begin the job promptly. In case of extensive damage, we may recommend replacing the roof for safety and stability.
The experts at Maryland Roofing Company are always ready to help you restore the roof of your Severna Park home or business. We have over 40 years of customer-based service and guarantee excellence for your repair, maintenance, or replacement project. We aim to give you safety, peace of mind, and confidence in your roof’s integrity. Contact Maryland Roofing Company today to learn more about our roofing services!
